/* The Ferebee Group Insights — brand tokens. Fonts are self-hosted subsets (SIL Open Font License). */
@font-face{font-family:"Cormorant Garamond";src:url(fonts/cormorant.woff2) format("woff2");font-weight:300 700;font-style:normal;font-display:swap}
@font-face{font-family:"Cormorant Garamond";src:url(fonts/cormorant-italic.woff2) format("woff2");font-weight:300 700;font-style:italic;font-display:swap}
@font-face{font-family:"Inter";src:url(fonts/inter.woff2) format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:"Inter";src:url(fonts/inter-italic.woff2) format("woff2");font-weight:100 900;font-style:italic;font-display:swap}
:root{--navy:#081F3A;--ivory:#F5F0E7;--bronze:#B58C5C;--white:#FCFBF8;--muted:#57616B;--rule:#E4DDD0;--bronze-ink:#7A5A34;
--serif:"Cormorant Garamond","EB Garamond",Garamond,Georgia,serif;
--sans:"Inter","Source Sans 3","Source Sans Pro",-apple-system,"Segoe UI",Arial,sans-serif}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-rendering:optimizeLegibility}
body{margin:0;background:var(--white);color:var(--navy);font:400 17px/1.65 var(--sans);font-feature-settings:"kern","liga";-webkit-font-smoothing:antialiased}
a{color:var(--navy);text-decoration:underline;text-decoration-color:var(--bronze);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--bronze-ink)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--bronze);outline-offset:3px}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.12;color:var(--navy);margin:0 0 .5em;text-wrap:balance;letter-spacing:-.005em}
h1{font-size:clamp(2.35rem,5vw,3.6rem);font-weight:500}
h2{font-size:clamp(1.65rem,2.6vw,2.05rem);font-weight:600}
h3{font-size:1.4rem}
p,li{text-wrap:pretty}
.wrap{max-width:1120px;margin:0 auto;padding:0 28px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:12px;background:var(--white);padding:8px 12px;z-index:9}

/* Header + logo (supplied FG tagline lockup, reverse on navy; see assets/brand/) + modest 'Insights' wordmark */
header.site{background:var(--navy);color:var(--ivory);border-bottom:1px solid rgba(181,140,92,.35)}
header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px 28px;padding-top:22px;padding-bottom:22px}
.wordmark{display:inline-flex;align-items:center;gap:0;text-decoration:none;color:var(--ivory);line-height:1}
.wordmark picture{display:block;line-height:0}
.wordmark .wm-logo{display:block;height:52px;width:auto}
.wordmark .wm-insights{font:500 1.3rem/1 var(--serif);letter-spacing:.03em;color:var(--white);margin-left:18px;padding-left:18px;border-left:1px solid rgba(181,140,92,.6);padding-top:6px;padding-bottom:6px}
.wordmark:focus-visible{outline:2px solid var(--bronze);outline-offset:6px}
nav.main{display:flex;flex-wrap:wrap;gap:6px 28px}
nav.main a{color:#E9E3D8;text-decoration:none;font-size:.9rem;letter-spacing:.01em;padding:6px 0;border-bottom:1px solid transparent}
nav.main a[aria-current=page],nav.main a:hover{border-bottom-color:var(--bronze);color:var(--white)}

/* Hero */
.hero{background:var(--navy);color:var(--ivory);padding:72px 0 80px}
.hero h1{color:var(--white);max-width:860px}
.hero .lede{font-size:1.14rem;line-height:1.6;max-width:700px;color:#DCD6CB;margin:0}
.eyebrow{font:600 .72rem/1.3 var(--sans);letter-spacing:.24em;text-transform:uppercase;color:var(--bronze);margin-bottom:18px}
.rule{width:56px;height:1px;background:var(--bronze);border:0;margin:28px 0}

/* Buttons */
.btn{display:inline-block;background:var(--bronze);color:var(--navy);font:600 .95rem/1 var(--sans);letter-spacing:.02em;padding:15px 26px;border-radius:2px;text-decoration:none;border:1px solid var(--bronze);cursor:pointer}
.btn:hover{background:#C49C6E;color:var(--navy)}
.btn.ghost{background:transparent;color:var(--ivory)}
.btn.ghost:hover{background:rgba(181,140,92,.14)}
.btn.outline{background:transparent;color:var(--navy)}
.btn.outline:hover{background:var(--ivory)}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
.textlink{font-weight:600;font-size:.95rem;text-decoration:none;border-bottom:1px solid var(--bronze);padding-bottom:2px}

/* Sections */
section.band{padding:72px 0}
section.band.ivory{background:var(--ivory)}
.section-head{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:8px 24px;margin-bottom:32px;border-bottom:1px solid var(--rule);padding-bottom:16px}
.section-head h2{margin:0}
.muted{color:var(--muted)}
.small{font-size:.9rem}

/* Feature cards */
.features{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.feature{background:var(--white);border:1px solid var(--rule);border-top:2px solid var(--bronze);padding:34px 34px 30px;display:flex;flex-direction:column}
section.band:not(.ivory) .feature{background:#fff}
.feature .kicker{font:600 .7rem/1.3 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--bronze-ink);margin-bottom:14px}
.feature h3{font-size:1.85rem;font-weight:600;line-height:1.12;margin-bottom:14px}
.feature h3 a{text-decoration:none}
.feature h3 a:hover{color:var(--navy);text-decoration:underline;text-decoration-color:var(--bronze)}
.feature p{color:var(--muted);margin:0 0 22px}
.meta{font-size:.82rem;color:var(--muted);letter-spacing:.01em;display:flex;flex-wrap:wrap;gap:4px 18px}
.meta span+span::before{content:"";display:inline-block;width:3px;height:3px;border-radius:50%;background:var(--bronze);vertical-align:middle;margin:0 18px 0 -18px;position:relative;left:9px}
.feature .meta{margin-top:auto;padding-top:18px;border-top:1px solid var(--rule)}
.feature .go{margin-top:18px}
.cols3{display:grid;gap:36px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.cols3 h3{font-size:1.35rem;margin-bottom:8px}
.cols3 p{margin:0;color:var(--muted);font-size:.96rem}
.note{border-left:2px solid var(--bronze);padding:4px 0 4px 18px;color:var(--muted);font-size:.95rem;max-width:720px}
.cta-band{background:var(--navy);color:#DCD6CB;padding:64px 0}
.cta-band h2{color:var(--white)}
.cta-band p{max-width:640px}
.consult-note{font-size:.86rem;line-height:1.5;margin:14px 0 0;max-width:640px}
.hero .consult-note,.cta-band .consult-note{color:#C9C2B6}
.article-cta .consult-note{color:var(--muted);margin:14px 0 0}

/* Article */
.article-hero{padding:64px 0 60px}
.article-hero h1{font-size:clamp(2.3rem,5vw,3.45rem);max-width:820px;margin-bottom:22px}
.article-hero .dek{font:400 1.08rem/1.65 var(--sans);color:#DCD6CB;max-width:720px;margin:0 0 30px}
.article-hero .meta{color:#B9B3A8;font-size:.84rem}
.article-hero .meta span+span::before{background:var(--bronze)}
.crumbs{font-size:.8rem;color:#B9B3A8;margin-bottom:22px;letter-spacing:.02em}
.crumbs a{color:#DCD6CB;text-decoration:none}.crumbs a:hover{color:var(--white)}
.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:72px;align-items:start}
.reader{font-size:.88rem;color:var(--muted);border-top:1px solid var(--rule);padding-top:16px;margin-bottom:24px}
.reader strong{display:block;font:600 .68rem/1.3 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--bronze-ink);margin-bottom:6px}
aside.toc{position:sticky;top:28px}
aside.toc ol{list-style:none;margin:0;padding:0;font-size:.86rem;border-top:1px solid var(--rule)}
aside.toc li{border-bottom:1px solid var(--rule)}
aside.toc a{display:block;padding:9px 0;text-decoration:none;color:var(--muted)}
aside.toc a:hover{color:var(--navy)}
.prose{max-width:680px}
.prose>h2{margin:56px 0 18px;padding-top:6px}
.prose>h2:first-child{margin-top:0}
.prose p{margin:0 0 1.1em}
.prose ul,.prose ol{padding-left:1.25em;margin:0 0 1.2em}
.prose li{margin:.35em 0}
.prose li::marker{color:var(--bronze)}
.prose strong{font-weight:600}
.prose em{font-style:italic}
.panel{background:var(--ivory);border-left:2px solid var(--bronze);padding:30px 34px 14px;margin:18px 0 8px}
.panel>h2{margin-top:0 !important}
.panel .label{font:600 .68rem/1.3 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--bronze-ink);margin-bottom:10px}
ul.checklist{list-style:none;padding:0;margin:8px 0 1.2em;border-top:1px solid var(--rule)}
ul.checklist li{position:relative;padding:12px 0 12px 34px;margin:0;border-bottom:1px solid var(--rule)}
ul.checklist li::before{content:"";position:absolute;left:2px;top:17px;width:14px;height:14px;border:1.5px solid var(--bronze);border-radius:1px}
.article-cta{margin:48px 0 0;padding:34px 0;border-top:1px solid var(--navy);border-bottom:1px solid var(--rule)}
.article-cta h2{font-size:1.7rem;margin-bottom:10px}
.article-cta p{color:var(--muted);margin:0 0 22px}
.disclaimer{font-size:.86rem;color:var(--muted);font-style:italic;margin:24px 0 0}
.sources{margin-top:56px}
.sources h2{font-size:1.5rem}
.sources ol{font-size:.86rem;line-height:1.55;color:var(--muted);padding-left:1.6em}
.sources li{margin:.55em 0;overflow-wrap:anywhere}
.sources a{color:var(--muted)}

.summary{border-top:1px solid var(--navy);border-bottom:1px solid var(--rule);padding:22px 0 20px;margin-bottom:44px}
.summary .label,.panel .label{font:600 .68rem/1.3 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--bronze-ink);margin-bottom:10px}
.summary p{font-size:1.02rem;margin:0 0 14px}
.reader-line{font-size:.88rem;color:var(--muted)}
.reader-line strong{font-weight:600;color:var(--navy)}
aside.toc .label{font:600 .68rem/1.3 var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--bronze-ink);margin-bottom:12px}
/* Placeholders (unresolved items awaiting Melvin) */
.placeholder{border-bottom:1px dashed var(--bronze);color:inherit;font-size:.95em;opacity:.9}

/* Forms (consult) */
.empty{border:1px solid var(--rule);padding:20px 24px;background:var(--white);color:var(--muted)}
form .field{margin-bottom:20px}
label{display:block;font-weight:600;font-size:.94rem;margin-bottom:7px}
.hint{display:block;font-weight:400;color:var(--muted);font-size:.86rem;margin-top:2px}
input[type=text],input[type=email],select,textarea{width:100%;font:inherit;font-size:1rem;padding:12px 13px;border:1px solid #BDB5A7;border-radius:2px;background:#fff;color:var(--navy)}
textarea{min-height:130px;resize:vertical}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:400}
.check input{margin-top:5px;width:18px;height:18px;flex:none;accent-color:var(--navy)}
.notice{border-left:2px solid var(--bronze);background:var(--ivory);padding:16px 20px;margin:0 0 26px;font-size:.93rem}
.status{margin-top:14px;font-size:.93rem;color:var(--navy)}
.two{display:grid;gap:56px;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr)}
.two aside{background:var(--ivory);padding:30px}
.prose-list ul{padding-left:1.2em}.prose-list li::marker{color:var(--bronze)}

/* Footer */
footer.site{background:var(--navy);color:#C9C3B8;font-size:.84rem;line-height:1.6;padding:48px 0 40px;border-top:1px solid rgba(181,140,92,.35)}
footer.site .foot-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px;margin-bottom:24px;padding-bottom:24px;border-bottom:1px solid rgba(181,140,92,.25)}
footer.site .wordmark .wm-logo{height:40px}
footer.site .wordmark .wm-insights{font-size:1.1rem;margin-left:14px;padding-left:14px}
footer.site strong{color:var(--white);font-weight:600}
footer.site a{color:var(--ivory)}
footer.site p{margin:.45em 0;max-width:880px}

@media (max-width:960px){.article-grid{grid-template-columns:1fr;gap:0}aside.toc{display:none}}
@media (max-width:820px){.two{grid-template-columns:1fr}}
@media (max-width:600px){
 body{font-size:16.5px}
 .wrap{padding:0 22px}
 header.site .wrap{padding-top:18px;padding-bottom:16px}
 .wordmark .wm-logo{height:40px}
 .wordmark .wm-insights{font-size:1.08rem;margin-left:12px;padding-left:12px;padding-top:4px;padding-bottom:4px}
 nav.main{gap:4px 16px;flex-wrap:nowrap}nav.main a{font-size:.82rem;white-space:nowrap}
 .hero{padding:52px 0 58px}.article-hero{padding:44px 0 48px}
 section.band{padding:54px 0}
 .feature{padding:26px 24px 24px}.feature h3{font-size:1.6rem}
 .panel{padding:24px 22px 10px;margin-left:-4px;margin-right:-4px}
 .btn{width:100%;text-align:center}
 .actions{flex-direction:column}
 .two aside{padding:24px 20px}
}
.nw{white-space:nowrap}